We know what you think: Why do you pay an annual bill on two cards that find the same kind of points? Yes, to us (many others), it helps completely.
Indeed, the combined price tag of $ 1,000-plus Platinum Card® from America Express including American Express® Gold Card can be to cope. However, the lead prices and perks in these cards are very different.
If you want to speed up your earnings, increase card benefits and protect your purchase, it can be kind to hold both platinum cards and gold cards. Here are four reasons why.
Get two acceptable bonuses
In the first year that you have a card, a welcome bonus is one of the most important benefits, otherwise they are very important. Among these two cards, you can score up to 275,000 points of Rewards Rewards Points:
- Amex platinum: Find your offers and see if you are worth 175,000 bonuses after spending $ 8,000 in purchases within six months of card membership. (Admission Offer varies and may not be eligible for the offer.)
- Amex gold: Find your offers and see that you are worth 100,000 bonuses after spending $ 6,000 in purchases within six months of card membership. (Admission Offer varies and may not be eligible for the offer.)
TPG’s July 2025 PEG American Express membership membership of points with 2 percent of cents, meaning these bonuses are unacceptable to $ 5,500.
There are fewer limitations for the app to be careful:
- You will only find a accepted offer for each card and each life.
- Better to apply for gold first and platinum; If you have otherwise, you may not be seen to obtain the approval of the gold approval.
Related: The complete guide for one-two bonus restrictions
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Hurry the money you receive
You can find thousands of additional per year using the correct card for each purchase. General guide to use:
Let’s get into numbers.
Using a platinum to book the aircraft, you will score 5 points with a dollar dismissed directly or through American Express Travel®, compared to 3 points via amex Gold.
Amex Travel Amounts, Platinam, and travel method, to earn 5 points per dollar instead of two points with amex Gold.
Then, you will want to use the AMEX Gold for your Purchasing Outnery. You will find 4 points for each dollar spent in restaurants around the world ** and in US Highest stores ***. For platinum, you will only find one dollar point spent in these sections.
* Up to $ 500,000 in this purchase annually, and 1 each dollar point
** Up to $ 50,000 in purchase of the calendar year, and it is one point of each dollar
*** Up to $ 25,000 in purchase in the calendar year, and it is one point of each dollar
Related: How to get more than 300,000 points per year
Increase Spoike Credits
Both cards provide for the year statements that can put hundreds or thousands of dollars back in your pocket.
The annual $ 325 year (see prices and fees) is more than $ 424 in the statement of statement, focusing on food, including:
- Up to $ 50 Reset Recyy Card: In the US RESY-US Restaurants
- Up to $ 10 Month of Month 10: In-select merchants with five boys and gridub
- Up to $ 10 Month 10 ^: Uber or Uber Riding Roads for US orders
- Up to $ 7 monthly Dunkin ‘debt: At the US Dunkin ‘in places
Registration is required.
^ Uber cash will be included in one Uber account when you enter the correct amex card as a payment card and redeem the AMEX card.
At that time, the fee payable for a $ 695 year of Amex Platinum (see prices and payable) can be closely closed to the statement, as long as you raise all. Most focus on travel- and how to live, and some of our favorites to:
- Up to $ 209 Clear a clear year’s credit: Cover your annual membership (according to automatic renewal)
- Up to $ 200 FREE Airport Payment Fees: With your favorite plane
- Up to $ 200 Hotel credit for Year: To turn off repaid booking for fine amex + hotel ports or hotel collection (minimum last night)
- Up to $ 20 Debt Debt Credit Fees: Including Disney + registration with Peacock
- Up to $ 15 Monthly Ber Cash ^ Uber or Uber Riding Roads for US orders; Bonus $ 20 in December (getting $ 35 on that month)
Registration is required.
Related: American Express Gold vs. American Express Platinum: Which is best for you?
Protect your purchase and travel
Both American Express Platinum and gold cards provide an additional warranty and benefits of purchase.
However, the Amex Platinum Card provides comprehensive protection benefits, especially for ordinary travelers, and the AMEX Gold Card provides limited coverage.
Shipping and Transportation Offered by the Amex Platinum (But Amex Gold does not include:
- Mobile Protection
- Emergency Things (if compiled by the benefit manager)
- Currency cancellation and insurance insurance *
- Fooling Trip *
- Top coverage of the lease of cars and damage, and luggage and delay insurance
* Fitness and value level varies with card. Terms, conditions and restrictions apply. Visit Amerseexpress.com/webenefitsguide for details. Policies are written down by New Hampshire Insurance Company, AIG Company.
When not making sense
Holding both of both amex platinum cards and gold cards may not be very expensive for everyone. Think of the following:
- Existing Access: If you rarely use mouse lounds or not to use enough on platinum to open visitors access, you may not get enough price on the card.
- Purchase of stores: If you are buying primarily to the largest boxes as a walmart or target, or with shopping services that can say as “supermarkets”, you may not get bonus points in these sections.
- Credits of Statement: Check if you are already using the services (such as the grubb and Uber) to receive the statement of statement; If not, you can end up spending less money on “Save” money.
A bit of bitterness
The lowest Amex Gold Gold Card Fees and bonuses in restaurants and food may be accompanied by many users, while Platinum’s high money is eligible for those who cannot raise their PERKS.
Consolusions both of the cards can increase your balance of amex points, lift your travel and remove your purchases for life purchases.
To learn more, read our full Amex Platinum updates and the Amex Gold Cards.
Apply here: Amex gold
Apply here: Amex platinum
For the amounts and money fines for the Amex Platinum card, please click here.
For the amounts and credit card fees, please click here.
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