From Bills to Budget Goals: Top 20 GCash Features That Make Finance Cool
What started as a simple SMS money transfer has exploded into a great financial app that Filipinos can’t live without! For 20 years, GCash has been rolling out feature after feature, making life easier, faster, and more inclusive for everyone.
From sending money in seconds to paying bills, shopping, and even investing, GCash has completely changed the way we manage money. And guess what? These 20 game-changing features are just a taste of what GCash has to offer! There is a whole world of services in the app waiting to be explored. Ready to dive into some of the crowd favorites? Let’s get started!
- SMS Money Transfer
This is where it all started! Photo: it’s 2004, flip phones are the hottest gadgets, and texting i how to stay connected. Then GCash comes in and changes the game, allowing people to send and receive money with a simple SMS/text! GCash has made sending money as easy as texting a friend, opening the door to financial freedom for millions of people. Who knew sending cash could be as easy as sending “LOL”? - Buy a Load
In 2012, smartphones were everywhere, and GCash was there, keeping up with the times. Enter Buy Load. Now you can reload your prepaid credits anytime, anywhere, directly from your phone! There is no rush to attend sari-sari save to load. Today, in addition to prepaid load, you can also top up mobile data, promos, and other prepaid services such as Cignal TV, Konsulta MD, and more. Life is so easy! - Pay the Bills
Long lines at payment centers? Not here! In 2012, GCash’s Pay Bills feature turned your phone into personal cash, allowing you to pay for everything from utility bills to tuition without leaving home. Missed a deadline? It won’t happen again! Just a few taps, and you’re good to go. With over 1,900+ total billers on the app so far, how can that up your money game? - Scan to pay QR
Remember when cashless payments sounded like something from the future? GCash brought it to life in 2017 with Scan-to-Pay QR, the first of its kind in the Philippines. It first appeared when the President and CEO of Globe Telecom, Ernest Cu, used it to pay for the first time at Mini Stop (now owned by Uncle John). No more fighting for change, just scan, pay, and go. GCash has been at the forefront of the cashless version, making shopping faster, easier, and more fun. - eKYC (Electronic Know-Your-Customer)
Remember when verifying your identity (KYC) meant standing in line at the store? Well, not anymore! Launched in 2018, GCash’s eKYC feature makes verification fast, secure, and fully digital. What once required a face-to-face meeting with your ID is now as easy as opening the GCash app, scanning your ID, snapping a selfie, and hitting send. GCash handles the rest, and boom! Instant confirmation! - GCredit
In 2018, GCash was no longer just about sending money, it was about lending, too! With GCredit, in partnership with CIMB, you can get instant cash when you need it, with no banking hoops to jump through. Whether it was for an emergency or to pay off debts, GCredit had your back! - GScore
And, in 2018, GCash launched GScore, and suddenly, your financial world was about to soar! The higher your GScore, the more benefits you can unlock in your GCash app, such as access to more lending products. It’s like your personal power in the GCash universe, opening the doors to more financial freedom! Today, there are 5.4 million unique borrowers, and 1 in 3 borrowers is a small business owner and 2 in 3 borrowers are women. - GSave
In 2018, GSave makes saving money easy. No paperwork, no bank lines, and with just a few taps, you’ll be saving like a pro. Finally, everyday Filipinos have easy access to banking and financial security at their fingertips. Today, GSave has become a savings marketplace where you can open accounts with BPI, Unobank, CIMB, and Maybank, all within the app. Oh, and did we mention? There are now 10.9 million registered GSave users earning up to 15% interest on savings! - GForest
What if you could help save the planet while using GCash? In 2019, GForest did just that! Every action earns you points to plant virtual trees that are later turned into real ones. To date, GCash, in collaboration with its trusted local and international partners, has planted 2.8 million trees! With 17 million Green Heroes and 138,000 tons of carbon dioxide reduced, GCash is helping the planet while helping you manage your money. - GInsure
As the world changes in 2020, GINsure was born to give users access to affordable health and life insurance. With just a few taps, getting insured was no longer scary. It was quick, easy, and right in your pocket. Today, GINsure is your one stop shop for all insurance needs. From health and wellness to cars, travel, accidents, even pets – yes, really, among other things! And with premiums starting at just PHP 10 per month, it’s one of the most affordable options out there. With over 28.3 million GInsure policies sold and 7.8 million registered users, GCash makes protection accessible to all. - GLife
Since launching in 2020, GLife has grown beyond a small lifestyle app, it’s now a full-fledged app within GCash! What started with grocery shopping and delivery has grown into a one-stop shop for everything from travel and entertainment bookings to essential services like bill payment, health, and insurance. With GLife, you can access a whole world of services without leaving the GCash app. It’s bigger, better, and more convenient than ever! - GGives & GLoan
In 2021, GCash took lending to the next level with GGives and GLoan. Need that new gadget but don’t want to pay for it all at once? GGives lets you split your payments into easy installments, and select merchants even offer 0% interest! And if you need quick cash, GLoan has you covered with loans up to PHP 125,000. Just a few taps, and boom! Borrowing made easy, straight to your GCash ewallet! - GInvest funds
Have you ever wanted to invest in the biggest companies in the world but thought you couldn’t reach them? Not with GInvest! Launched in 2021, GInvest, now called GFunds, allows you to participate in the growth of both local and international companies for as low as PHP 50. Whether you’re looking at top local companies or global giants, GInvest makes it easy to start investing money in just a few taps. Now anyone can build their investment portfolio without leaving the GCash app! - GJobs
What started as a simple job search feature in 2021 has evolved into a platform that connects users and job opportunities. Now, GJobs, powered by PasaJob, helps job seekers search for jobs within the GCash app, providing tailored job listings and resources to simplify the hiring process. Now you can refer friends and family for jobs and earn referral money once successfully placed. This feature facilitates employment and supports the growing gig economy, helping Filipinos find work that fits their skills and lifestyle. - Global Pay
GCash didn’t stop at local payments. In 2022, Global Pay took things global! With GCash and Alipay+, cross-border payments become fun. Whether you’re shopping online or traveling abroad, GCash turns your phone into a global wallet, accepted worldwide! Keeping things simple wherever you are. - Send Money Protect (Scam Insurance)
With the rise of digital threats, GCash has partnered with Chubb to launch Send Money Protect in 2023. This online insurance adds an extra layer of security to all GCash Express Send transfers up to PHP 15,000 for 30 days, protecting you from scams like the public one. engineering, account takeover, or online shopping fraud. Now, you can send money with complete peace of mind! - GSstocks PH
Have you ever thought that investing is too complicated? Not with GStocks PH, not at all! Founded in 2023 in partnership with AB Capital, GCash has brought the stock market to your smartphone. Now, anyone can invest in Philippine stocks directly through the app, no buyers required. With 692,000 users and a minimum investment as low as PHP 1,000, it is investing, simplified, and accessible to all. - GCrypto
Also, in 2023, GCash entered the world of cryptocurrency. Buying, selling, and trading crypto has become as easy as managing your wallet with GCrypto, in partnership with PDAX (Philippine Digital Asset Exchange). The world of digital currencies was now open to everyone, and GCash made it possible, all from your phone. - GCash Visa Card
GCash is not limited to e-wallets. In 2023, the GCash Visa Card bridged the gap between digital payments and the real world. Whether you shop online or in physical stores, you can access your GCash balance anywhere Visa is accepted. No hidden fees, best forex rates, and accepted in over 200 countries and territories, this card has you covered wherever you go! - GCash Overseas
For Filipinos abroad, GCash Overseas completely changed the game in 2023. Now, Overseas Filipino Workers (OFWs) and migrants can use GCash even with a non-Philippine SIM. From sending money to paying bills in real time, GCash keeps you connected to your financial obligations at home. Want more control over your money? You can send money to your family instantly, without service fees, or pay bills in the Philippines, all from anywhere in the world.
For 20 years, GCash has been pushing boundaries, but one thing remains constant: its mission is to make financial services accessible to every Filipino. From the humble SMS forwarding service? In the best app that revolutionized money management, GCash changed the way we manage our finances — and it’s just the beginning.
These 20 features are just the tip of the iceberg. GCash has a lot to offer, with tons of tools and services that make life easier every day. As we celebrate twenty years with GCash, we can’t wait to see how it will continue to shape the future of finance for the next 20 years and beyond!
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