Points and kilometer were packed this week, with two announcements from big cakes. First was Monday news about the coming refreshment of Platinum Card® from America Express. Then, we read on Tuesday about the complete Chase Sapbire Sapbire Reserve and set to introduce the next week (and affect existing cards such as Oct.6, 2025).
Both news drove the ton of Traffic here at TPG, both on our site and our social media stations, especially among existing cards. But as we covered it, now is not the time to make a decision. There is a lot of changes to the Premium card market, but that makes it more important than drinking air and analyzing each product. Only then can you choose what work for you.
Helping, here is the quick comparison of important benefits to the Amex Platinum, Sapfire Reserve (from June 23, 2025, 2025, attended
| Card | Amex platinum | Chase Sapper Reserve | Capital Oneenvenven x |
|---|---|---|---|
| To get prices | 5 points per dollar spent on aircraft-based airplaces or by American Express Travel® (up to $ 500,000 in purchase per calendar, and each dollar point)
5 points per dollar spent on paid hotels have been reserved by moving through American Express One point of dollar disposed of a valid |
8 Points for each dollar used in all chasing to visit
5 points per dollar spent on lyft ride (in September 30, 2027) 4 Points for each dollar spent on the plane and the hotel purchase right with the seller 3 points per dollar spent on food purchases One dollar point for everything else purchased |
10 miles per dollar spent hotels and hiring of Capital One Travel
5 miles per dollar spent at the beginning of the holiday and flying via Capital One Travel 2 miles with dollar spent in everything else purchased |
| Transfer partners | (18 airlines with three hotel programs) | 14 (11 Airlines and three hotel programs) | 15-plus (16 airplanes and three hotel programs) |
| TPG value of June 2025 | 2 cents per point | 2.05 cents per point | 1.85 cents per mile |
| A direct adjustment of transportation |
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|
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| Existing Access | Appropriate cards received the collection of american Express Global Lounge Collection, including:
|
Chase Sapphires Lounges
Louges’ priority |
Capital One Lounges
Louges’ priority |
| Lounge Rights of Leunge | Two free visitors in the most important management, Plaza Premium and flee to louges | Two free visitors in Sapphire and at the end of the World | Two free visitors – Capital One and Product Pass Lounges, although this will have more limits on February 1, 2026 |
| Credits Atable Stational Credits |
* Registration is required; expressionRMS is working. |
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| Elite status | RESTALLY OF THE MARRIOT BONRIOTHT BONROOTH AND HILTON HONORS (Registration is required) | Promoting one Iptinum Status on December 31, 2027 | None |
| Annual | $ 695 (see the amounts and cash pay) | $ 550, or this will increase at $ 795 for new applicants by On or now 23, 2025 (available cards will see the new annual revenue for the following renovation on Oct.6, 2025) | $ 395 |
As you can see, there is a much Thinking when watching these three cards – and that doesn’t mean anything at any acceptable bonus you can find by adding one to your wallet for the first time. A person may go beyond the levels of each, and stiopers charms are better for another.
Learn More: Find the highest 175,000-Point Offer Offer in the Amex Platinum
However, there are a few ways of analyzing what is best for your situation.
What is your average spending work?
The Sapbire Reserve sections are between its great changes, as you can no longer enjoy 3 points per dollar for all traveling. Starting next week (or Oct. 26, 2025, of those existing cards), will be 8 points with a dollar spent on the direct airport and hotel reservation, each dollar spent at a restaurant.
This conversion is mistreated in person, but it has been a long time, which is set up more than the Amex Platinum and Ventinum and Ventin x.
What is the real value of the statement of the statement?
Card issues have welcomed the recent statement of a recent statement, but it is important to reflect on your own, real estate of these structures. The Sapphire Reserve movement is always changing, even though I say that Venture X’s is second. At that time, Airline’s Airline Credit in the Amex Platinum requires you to choose a particular Airline and only work on the financial, not airfare.
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However, the Amex Platinum has a long list of the statement of Statement, and the Sapfire Reserve soon will find its list. But think of the simplicity of use, and how much money you will use. For example, the subscription for Apple TV + puts only money in your pocket when you already pay.
What is the most important money for you?
Each of these transferred fees can provide a large amount, but you have to analyze your mind. AMEX usually provides a lower rate amount, but it is very good friendly like Ana Mileage Club. To chase at the moment than the best value of direct reduction, but in the end will change with the implementation of points to increase. At that time, one capital may be the most variable option, as you can charge any transaction of traveling card and redeem your miles with a statement of output.
Check out the transmission of the transmission and honest about how you plan to use your rewards. Then, select the system that suits your habits.
What is the correct access to the relevant based on where you live and fly?
Finally, look at the loungers in the home airport and your regular places. Does one of these cards give a number of access to several? What about the values and the cost of the guests? If you often go with your family as I am, you will want to look at that when you look access. Louges are issued in the relation, but no amount of residence in Sapphire in New York’s Laguaria Airport (LGA) If you always fly Delta Air Lines, working from a different terminal.
We have time to make this decision
The most important thing is to recognize that you have a lot of time to make a decision where these cards are right. After all, Sapphire cards stored in the Sapphere will not see the highest annual money until its renewal date is up to Oct. 26, 2025. We cannot see the restrictions of reaching a new room with venture x until we have an amex information. 1, 2026. And we have the most variable amex information. Perhaps its annual money can strike $ 1,000 – but amex can also take a completely different approach.
It is easy to get caught up in these proclamations, but do not make emotional decision. Each card well with your status lens. After that, select the one that gives you the best reward and a large number (compared to annual income).
Amex Platinum’s finances, click here.
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