Retire without worry: How InLife’s Retire Assure can help you enjoy the life you deserve

When it comes to retirement planning, we often hear the same advice: save and invest. But how do you ensure that the money you’ve worked hard to save will provide you with a steady income in your retirement years? InLife provides the answer to this question with InLife Retire Assure.

Designed as the first true retirement insurance product in the Philippines, InLife Retire Assure takes the guesswork out of retirement planning as it surpasses the standard lump sum benefits offered by other companies. Instead, it provides a stable monthly income that can last from 60 to 100 years. It’s like getting a paycheck even after you’ve stopped working, ensuring you can maintain your lifestyle and freedom without worrying about your future expenses.

Monthly Income Issues in Retirement

One key to financial security in retirement is to have a regular income stream. It’s not just about how much you save; and it’s about making sure your savings can deliver in a manageable, consistent way. The goal is to replace your lost income in retirement, so you don’t have to worry about running out of money at critical times.

InLife Retire Assure’s guaranteed monthly income helps protect retirees from the risks of overspending or overspending. This type of stable income, combined with potential benefits to match the cost of living, allows for a true sense of financial independence and peace of mind.

Addressing the Real Need of Filipino Retirees

Data from the Bangko Sentral ng Pilipinas shows that 80% of Filipinos over the age of 60 are not financially equipped to meet their basic needs in retirement. Although government programs such as the Social Security System (SSS) and the Government Service Insurance System (GSIS) provide support, the average monthly pension, P5,123 for SSS and P18,525 for GSIS, may not be enough to support the desired lifestyle of the retiree. .

InLife Retire Assure offers a straightforward way to prepare for the future. By allowing you to set aside part of your income over a period of five or ten years, or by making regular payments until age 59 or 64, it ensures that your money grows with you. The best part? You don’t have to pass a rigorous medical exam to qualify for an InLife Retire Assure policy. This means that every Filipino can secure a stable financial future especially after retirement.

Flexibility and Security Built into Your System

InLife understands that everyone’s financial journey is different. With InLife Retire Assure, policyholders have flexible payment options to make contributions annually, semi-annually, quarterly, or monthly, based on what suits their lifestyle. And when it’s time to receive benefits, payments are easily accessible through a designated bank account.

Additionally, InLife Retire Assure offers a life insurance component, providing peace of mind that your family will be protected even in the event of unexpected events. These two benefits mean that, beyond retirement, your loved ones are also taken care of financially.

Empowering Filipinos to Retire Without Worry

InLife Chief Marketing Officer Gae L. Martinez, explains the driving force behind InLife Retire Assure: “We want our Filipinos to retire without worry. Retirement should be a time to relax, reconnect, and explore. People deserve to live their lives to the fullest without being pressured to spend their savings.”

Retirement can be a rewarding chapter in life, full of experiences that often set us back from our working years. InLife Retire Assure makes it possible to truly enjoy those years, secure in the knowledge that there is the life support plan you desire. By planning ahead with InLife Retire Assure, you’re investing in your future—a future where your only concern is deciding which adventure to pursue.

For more information on InLife Retire Assure, visit or contact an InLife Financial Advisor.

Spotlight is a BusinessWorld-sponsored feature that allows advertisers to grow their brand and connect with BusinessWorld’s audience by publishing their stories on the BusinessWorld website. For more information, email online@bworldonline.com.

Join us on Viber for more updates and subscribe to BusinessWorld articles and get exclusive content via www.bworld-x.com.